It’s an account that lets you save for your future – and there’s no upper limit on how much you can invest. That makes it a useful option if you’ve already used up your ISA and pension allowances.
Unlike a Stocks and Shares ISA or Personal Pension, any returns or income from your investments will be subject to tax. How much tax you’ll pay will depend on your circumstances which is explained in the Information section.
Andrew Woollacott (FCA No. ATW01051) is an Independent Financial Adviser (IFA) with Julian Harris Financial Consultants (FCA No. 153566) which is authorised and regulated by the Financial Conduct Authority.
The performance of your investments is subject to risk(s). Its performance may fluctuate based on movements in the market and economic condition(s). Capital at risk. Currency movements may also affect the value of investments. You may get back less than you originally invested. Past performance is not a reliable indicator of the future performance. Tax treatment is based on individual's unique circumstances.
The guidance and/or advice contained within this website is subject to the UK regulatory regime, and is therefore targeted at consumers based in the UK.
The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk.